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Documentation Index

Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt

Use this file to discover all available pages before exploring further.

Postings, balances, and ledger

Posting model

Finpace exposes a posting-instruction model rather than a vague transaction primitive. A posting instruction:
  • identifies source intent
  • resolves value date and booking date
  • checks limits and restrictions
  • produces one or more customer-visible entries
  • produces accounting effects
  • preserves reversal lineage

Balance model

Key balance concepts:
  • current balance
  • available balance
  • uncleared balance
  • hold amount
  • overdraft headroom
  • accrued interest
  • pending fees

Holds and reservations

Holds are first-class objects with:
  • reason
  • channel
  • amount
  • effective window
  • release rule
  • linked payment or case reference

Ledger expectations

The documentation assumes:
  • customer-facing balances are derived from authoritative postings
  • accounting rules are configurable by product and event type
  • reversal and correction actions preserve lineage
  • operational reconciliation can trace from payment or servicing event to ledger impact

Accounting controls

Relevant accounting objects:
  • chart of accounts mapping
  • product accounting rules
  • accrual jobs
  • fee and interest runs
  • suspense and exception postings
  • closing and correction journals

Documentation rule

Never describe “transactions” in the abstract. Always clarify:
  • initiation object
  • posting instruction
  • customer entry
  • accounting effect
  • event emitted