Skip to main content

Documentation Index

Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt

Use this file to discover all available pages before exploring further.

​
Lending servicing

​
Servicing actions

The servicing domain supports:
  • drawdown booking
  • rollover
  • rate reset
  • repayment allocation
  • fee assessment
  • prepayment
  • restructuring
  • deferment
  • forbearance
  • write-off recommendation
  • closure

​
State model

Typical facility states:
  • approved
  • available
  • drawn
  • in_repayment
  • past_due
  • restructured
  • forborne
  • written_off
  • closed

​
Payment allocation

The allocation order is explicit. Example:
  1. past due fees
  2. past due interest
  3. past due principal
  4. current fees
  5. current interest
  6. current principal

​
Servicing control points

Certain actions require approval:
  • restructure
  • payment holiday
  • rate concession
  • covenant waiver
  • early settlement with exception pricing
  • write-off

​
Customer interaction events

  • payment due reminder
  • missing information notice
  • covenant breach notice
  • maturity reminder
  • rate reset notice
  • forbearance acceptance