Skip to main content

Documentation Index

Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt

Use this file to discover all available pages before exploring further.

​
Party and customer model

​
Core objects

​
Party

A party is any person or organization the platform needs to identify, evaluate, or relate to a banking arrangement. Examples:
  • natural person
  • sole trader
  • corporate entity
  • beneficial owner
  • authorized signatory
  • director
  • guarantor

​
Customer

A customer is the banking relationship representation used by Finpace for servicing, entitlements, product ownership, risk assessment, and communications.

​
Relationship

Relationships connect parties to parties and parties to arrangements. Examples:
  • director_of
  • beneficial_owner_of
  • authorized_signatory_for
  • guarantor_for
  • parent_of_group_member
  • relationship_manager_for

​
Design rules

  • a legal entity can exist before it becomes an active customer
  • one party can participate in multiple customer contexts
  • relationship validity is date-effective
  • every high-risk relationship can carry enhanced due diligence attributes
  • consent records are separate from party master data and are versioned

​
Required data clusters

​
Identity and profile

  • names
  • registration numbers
  • tax identifiers
  • incorporation details
  • residency and jurisdiction markers

​
Risk and compliance

  • PEP indicators
  • sanctions screening outcomes
  • customer risk rating
  • KYB and KYC status
  • periodic review dates

​
Contact and communication

  • addresses
  • phones
  • emails
  • preferred language
  • channel preferences
  • marketing consent
  • analytics consent
  • open banking consent
  • document and e-sign consent
  • AI interaction consent where required by policy

​
Why this matters for AI

The AI runtime never infers authority from a conversation alone. Authority must come from:
  • authenticated actor identity
  • represented customer context
  • relationship rights
  • arrangement-level entitlements
  • policy evaluation