Documentation Index
Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
Use this file to discover all available pages before exploring further.
Affordability, scoring, and decisioning
Affordability assessment
Finpace supports affordability assessment records that capture:- declared and verified income
- recurring commitments
- debt-to-income ratio
- overcommitment indicators
- disposable-income result
- jurisdiction-specific responsible-lending checks
- supporting evidence references
External scoring and bureau orchestration
The decisioning layer supports:- internal scorecards
- third-party decision engines
- bureau calls
- open-banking data pulls
- fraud checks
- callback-driven delayed decisions
- manual referral queues
Decision results
A decision result can be:- approved
- conditionally approved
- referred
- declined
- expired
- decision package id
- score inputs and outputs
- pricing factors
- exception reason
- approver identity where relevant
- final offer reference
Personalized offers
Offer generation supports:- product comparison
- rate and fee personalization
- channel-specific terms
- expiry windows
- acceptance controls
- downstream contract creation