API model
Finpace exposes resource-oriented REST APIs secured through OAuth 2.0 access tokens and tenant-aware authorization controls. The API surface is organized by business domain rather than by channel. The same services are intended to support digital channels, assisted servicing, operational tooling and partner integrations.Reference coverage
The API reference documents platform resources for parties, agreements, accounts, overdrafts, product definitions, onboarding workflows, facilities, repayments, collections, interactions, notifications, queues and operational evidence.The API section is generated from the Finpace OpenAPI specification. Endpoint pages, schemas and examples are derived directly from
openapi.yaml.Conventions
- JSON request and response payloads
- UTC timestamps in ISO 8601 format
- Idempotency keys for financial and workflow-triggering operations
- Correlation identifiers for observability and audit tracing
- Stable resource identifiers with explicit lifecycle statuses
- Pagination for collection endpoints using limit and cursor patterns where applicable