> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
> Use this file to discover all available pages before exploring further.

# SME onboarding and account opening

> End-to-end guide for assisted and digital SME onboarding.

# SME onboarding and account opening

## Reference journey

1. Start application
2. Capture legal entity and representative data
3. Collect KYB and UBO information
4. Collect documents
5. Run sanctions, fraud, and compliance checks
6. Evaluate eligibility
7. Open account or route to review
8. Activate channels and linked services
9. Deliver confirmations and document pack

## Control points

* missing document queue
* UBO mismatch review
* sanctions escalation
* signatory validation
* product eligibility failure
* account opening approval if threshold or exception requires it

## AI support

Useful AI steps:

* summarize legal structure from documents
* identify missing onboarding data
* draft follow-up requests
* explain onboarding status to RM or customer