> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
> Use this file to discover all available pages before exploring further.

# SME lending

> Reference guide for SME term loans and credit lines.

# SME lending

## Covered lifecycle

* pre-screen
* application capture
* financial and KYB enrichment
* analyst review
* decisioning
* conditional offer
* approval
* documentation
* drawdown
* monitoring
* covenant and collateral follow-up
* restructure or workout

## Key data sets

* borrower structure
* requested amount and tenor
* pricing proposal
* collateral proposal
* financial statements
* bureau and open banking signals
* approval conditions
* document evidence

## AI support

Recommended AI use:

* summarize borrower pack
* compare uploaded financial documents
* propose analyst checklist completion
* draft credit note from structured inputs

Do not publish unsupported claims that AI performs final lending judgment autonomously.