> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
> Use this file to discover all available pages before exploring further.

# Consumer lending

> Reference guide for personal loan origination and servicing.

# Consumer lending

## Product types

* unsecured personal loan
* salary-linked loan
* top-up loan
* refinance
* card-linked installment facility

## Documentation focus

Consumer lending docs should clearly cover:

* affordability and responsible lending checks
* disclosures and acceptance
* decision explainability
* repayment schedule generation
* payment holiday and forbearance handling
* complaint and dispute support

## API focus

The most important API families are:

* credit applications
* offers
* facilities
* repayment schedules
* servicing actions
* notifications
