> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
> Use this file to discover all available pages before exploring further.

# Platform capabilities

> Capability scope for the Finpace platform.

# Platform capabilities

Finpace supports a unified operating model across retail, business, and lending domains.

## Customer and relationship capabilities

* natural person and legal entity profiles
* multi-entity groups and related-party hierarchies
* signatories, contact roles, guarantors, directors, and beneficial owners
* agreements across accounts, overdrafts, loans, and cash-management services
* entitlements by actor, object, action, and channel

## Product and pricing capabilities

* deposit, current-account, savings, overdraft, term-loan, revolving-credit, and fee-service products
* versioned product templates
* fee, interest, penalty, and commission definitions
* risk-based rate cards
* campaign rules and eligibility filters
* controlled A/B experiments for terms, pricing, and messaging

## Arrangement and money-movement capabilities

* application intake and assisted onboarding
* arrangement lifecycle management
* balance views, holds, reservations, and posting instruction processing
* internal, domestic, cross-border, recurring, and bulk payments
* multi-level approvals and mandate control
* liquidity pools, target balancing, and sweeps

## Lending capabilities

* digital and assisted origination
* affordability assessment and responsible-lending checks
* scoring and bureau orchestration
* offer generation and e-signature
* disbursement, schedules, restructuring, holidays, and forbearance
* collateral, valuations, covenants, conditions precedent, and waivers

## Operational capabilities

* omnichannel sessions
* RM and contact-center workbench
* interaction history and queue routing
* cases, tasks, SLA control, and document workflows
* statement production and event-driven notifications

## AI capabilities

* governed conversational assistance
* controlled tool execution through MCP
* policy enforcement through AI Shield
* evidence-backed explanations and audit views
* approval-aware action execution for protected banking activities