> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
> Use this file to discover all available pages before exploring further.

# Pricing, campaigns, and experimentation

> Rate cards, offer pricing, campaign orchestration, and controlled experimentation.

# Pricing, campaigns, and experimentation

## Rate-card model

Finpace supports rate cards that vary by:

* risk score band
* customer segment
* channel
* campaign
* relationship tenure
* product version
* collateral profile
* exception authority

A rate card can govern:

* nominal rate
* APR
* origination fee
* maintenance fee
* penalty fee
* early-settlement fee
* discount or waiver rules

## Pricing quotation lifecycle

A pricing quotation records:

* the source product
* the applicable rate card version
* customer and relationship factors
* derived commercial terms
* validity window
* override reason and approver when applicable

## Campaign management

Campaigns are core capabilities for:

* offer segmentation
* temporary pricing changes
* channel-specific messaging
* expiry rules
* target population definitions
* approval and publication control

## Experimentation

Controlled experimentation supports:

* product-variant testing
* pricing tests
* messaging tests
* channel-journey tests
* control-group assignment
* conversion measurement
* outcome attribution

Experiments are versioned, approved, time-bounded, and auditable.