> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finpace.tech/llms.txt
> Use this file to discover all available pages before exploring further.

# Governed actions and approval controls

> How AI-assisted actions are evaluated, staged, and executed.

# Governed actions and approval controls

## Action classes

### Informational

No state change.
Examples:

* explain a fee
* summarize a statement
* list missing documents

### Preparatory

Creates a draft or proposal.
Examples:

* draft customer message
* prepare payment instruction
* draft credit memo

### Protected

May change customer, arrangement, or facility state.
Examples:

* update signatory
* release payment
* approve offer
* waive covenant breach
* grant forbearance

## Protected action sequence

```text theme={null}
User or agent request
  -> tool selection
  -> policy evaluation
  -> entitlement check
  -> approval rule lookup
  -> draft command created
  -> approver action if required
  -> core execution
  -> event emitted
  -> evidence recorded
```

## Approval design requirements

Protected action docs state:

* approval trigger
* number of approvers
* approval level source
* maximum authority
* escalation path
* expiry rule
* cancellation rule

## Why this matters

Banks can tolerate AI-assisted work.
They do not tolerate undocumented control leakage.